One Cloud ERP: cooperative management system for the Philippines
One Cloud ERP runs a cooperative's membership, savings, lending, accounting, and reporting from one web back office, while members check balances, follow their loans, and apply for new ones on the web or on their phones.
A cooperative has to track each member's savings, share capital, and loans, post every transaction to its books, and have several officers approve documents across its branches. When that work is split across separate tools, statements and reports take longer to prepare and are harder to audit, and members have to visit a branch just to check a balance or follow up on a loan.
Our solution
One Cloud ERP brings membership, teller banking, lending, accounting, approvals, and reporting into one back office. Members use the Members Portal or the Members App on Android and iOS to see their accounts and loans, apply for a loan with photos of the requirements, and file help tickets. Each cooperative gets its own deployment, with modules switched on to fit how it operates.
Used by Philippine cooperatives: tellers, loan officers, accountants, branch approvers, and administrators in the back office, and members on the portal and mobile app.
Platforms
One system, every user covered
Each part of the system is built for the people who use it.
Web app
Back office
Web app for membership, banking, lending, accounting, billing, procurement, inventory, and the Report Centre. Each menu appears only when the user's role allows it.
Tellers, loan officers, accountants, approvers, and administrators
Portal
Members Portal
Self-service portal where members register with their member ID and an emailed one-time PIN, then see balances, transactions, dividends, and loans with amortization schedules, apply for loans, and file help tickets.
Cooperative members
Portal
Clients Portal
Portal where clients see their subscriptions and invoices, print them, and submit proof of a bank transfer for the cooperative or company to confirm.
Business clients on subscriptions
Mobile app
Members App
Android and iOS app built and branded separately for each cooperative, with Home, Transactions, Help Center, and Account tabs and a three-step loan application.
Cooperative members
Features
What One Cloud ERP does
Membership
Each member's master file, membership type, and accounts, from application to active status.
Member profile with addresses, family, income, documents, requirements, and seminars
Government IDs such as TIN, SSS, PhilHealth, Pag-IBIG, and UMID, with expiry dates
Savings, share capital, and time deposit accounts with terms and maturity
Account and loan passbook printing
Member help desk tickets with categories and resolutions
Teller banking
Tellers look up a member, take deposits and loan payments, and process withdrawals.
Member validation desk with profile summary and transaction history
Deposits and loan payments on the same official receipt
Cash, check, bank deposit, and online banking payment modes
Official receipts and withdrawal slips numbered from branch booklets
Debit and credit lines filled in automatically as the teller works
Lending
Loans from application through approval, release, amortization, collection, and completion.
Loan products with interest rates, deductions, requirements, and limits
Straight or diminishing interest, with payment periods from daily to annual
Co-makers, account collateral, and offsetting of existing loans
Amortization schedules, fines on overdue amounts, and payment history
Reminders sent to members three days before an amortization is due
Accounting
Vouchers, ledgers, member earnings, and bank reconciliation on a configurable chart of accounts.
Accounts payable, cash, disbursement, and journal vouchers
Check printing, with several checks per voucher
Interest earnings and dividend computation, with member payslips
Bank reconciliation and forwarded opening balances
Excel import for accounting entries
Report Centre
Configurable reports, with 85 built in across 17 categories.
General ledger, trial balance, balance sheet, and statement of operations
Loan balances, portfolio at risk (aging), releases, and collections
Member lists, statements of account, and share capital reports
Filters by branch, date, account type, loan product, and teller
Print-ready output and Excel export
Approvals and access
Who can see and change each document, how many officers approve it, and a log of every action.
Up to five approval levels per document type, assigned per branch
Loan approval levels by product and amount, with approver limits
Requests to unpost a posted document, approved in real time
Access roles with view, create, modify, and delete rights per module
Activity log on each document
Billing, procurement, and inventory
Business modules a deployment can switch on: client billing, purchasing, stock, and work orders.
Invoices with VAT and withholding tax, statements of account, and reminder emails
Purchase orders and receiving reports linked to vendor payables
Inventory movements and adjustments across branches and warehouses
Product catalog with units of measure, prices, and variants
Work orders with services, products, and delivery receipts
Branches and data import
Company and branch setup, numbered document series, module switches, and data import.
Branch setup with banks, printers, signatories, and approvers
Numbered booklets per branch for receipts, vouchers, invoices, and checks
Twelve module switches that show or hide menus and reports
Excel template imports for members, loans, entries, and dividends
Announcements to staff and members with real-time notifications
See One Cloud ERP in action
Book a walkthrough with our team. We'll show how it fits the way your organization works.
Members carry their savings, share capital, time deposits, and loans on their phone. The app is built and branded for each cooperative and connects to that cooperative's own system.
Home dashboard with account balances, active loans, and notifications
Account details with current balance and transaction history
Loan details with amortization schedule and payment history
Three-step loan application with photos of the requirements
Help Center tickets that members file and follow until resolved
Self-registration with a membership check and an emailed one-time PIN
Email one-time PINs, billing reminders, and notices through SendGrid
Real-time notifications to staff and members
Excel imports and exports for members, loans, accounting entries, and dividends
Azure Blob Storage for member requirements and attachments
Google Play releases for each cooperative's app, with App Store releases where set up
FAQ
Questions about One Cloud ERP
What is One Cloud ERP?
One Cloud ERP is a cooperative management system that Axcelsoft built for Philippine cooperatives. It runs membership, teller banking, lending, accounting, approvals, and reporting in one web back office, with a Members Portal and a Members App for Android and iOS.
What modules does One Cloud ERP include?
Membership, teller banking, lending, accounting, a Report Centre with 85 built-in reports, approvals and access control, and branch setup with data import. Cooperatives that also run businesses can switch on billing, procurement, inventory, and work orders.
Can our members check their accounts and apply for loans from their phone?
Yes. In the Members App and the Members Portal, members see their savings, share capital, time deposits, and loans with amortization schedules and payment history. They can apply for a loan in three steps and attach photos of the requirements.
Can the members app carry our cooperative's own brand?
Yes. The Members App is built separately for each cooperative, with the cooperative's own app name and colors. It's published on Google Play for each cooperative, and on the App Store where the cooperative's iOS listing is set up.
Is One Cloud ERP web-based?
Yes. Staff use the back office in a web browser, so there's no software to install on each computer. Each cooperative gets its own deployment with its own database.
How do approvals and access control work?
Each document type can have up to five approval levels, with approvers assigned per branch, and loan approvals can depend on the product and amount. Access roles set view, create, modify, and delete rights per module, and every document keeps an activity log.
Can we move our existing records into One Cloud ERP?
Yes. Members, loans, accounting entries, and dividends can be imported from Excel templates.